
Budget Basics Work Sheet
The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.
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 Income  | 
 
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 Take Home Pay/All family members  | 
 
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 Child Support/Alimony  | 
 
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 Pension/Social Security  | 
 
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 Disability/Other Insurance  | 
 
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 Interest/Dividends  | 
 
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 Other  | 
 
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 Total Income  | 
 
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 Expenses  | 
 
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 Rent/Mortgage  | 
 
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 Life Insurance  | 
 
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 Health/Disability Insurance  | 
 
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 Vehicle Insurance  | 
 
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 Homeowners or Other Insurance  | 
 
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 Car Payments  | 
 
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 Other Loan Payments  | 
 
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 Savings/Pension Contribution  | 
 
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 Utilities  | 
 
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 Credit Card Payments  | 
 
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 Car Upkeep  | 
 
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 Clothing  | 
 
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 Personal Care Products  | 
 
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 Groceries  | 
 
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 Food prepared outside the home  | 
 
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 Medical/Dental/Prescriptions  | 
 
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 Household Goods  | 
 
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 Recreation/Entertainment  | 
 
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 Child Care  | 
 
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 Education  | 
 
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 Charitable Donations  | 
 
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 Miscellaneous  | 
 
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 Total Expenses=  | 
 
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 Remaining Income After Expenses=  | 
 
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Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright / All rights reserved.
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